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How to Raise a Baby on a Budget

Having a baby without breaking the bank

Regardless of what you may have heard, raising a baby does not have to be too expensive. A common mistake new parents make is buying a lot of unnecessary things once they learn they are expecting.

Many new parents end up buying a lot of baby things ranging from baby books to maternity clothes along with a host of other things that they don't need. As a rule of thumb, it is best to buy what you can afford.

In numerous pregnancy magazines, there are many things listed as must haves that can end up costing you a lot of money if you buy them all. Also, you may not even need all of them.

New parents should carry out budgeting for a baby so they don't end up spending too much. This article provides first-time parents with some tips that can aid them in carrying out financial planning for a baby and how to raise them on a budget.


Ways of budgeting for a baby 

At first, new parents are excited when they learn they are having a baby, and afterwards the anxiety sets in. Most first time parents start to wonder if they would be able to raise a baby with all their requirements, while others are scared they don't have enough money. Since it is the first time, most parents do not even have plans to carry out budgeting for a baby.

Thankfully, there are a lot of ways to conduct financial planning for a baby, so you can raise him or her without spending too much.

Exploit coupons

There are a lot of baby things that can be purchased with coupons. Some of which include wipes, diapers, formulas, as well as some baby furniture. Just sign up on the website of the manufacturer, and they will send plenty coupons your way.

Enhance your creativity

Additionally, some unnecessary costs can be avoided if new parents get creative and avoid buying everything. There are various things around the house which could easily serve the same purpose.

Lend a Breast Pump 

If you decide to breastfeed, a breast pump can be quite expensive. You can try finding programs that provide breast pumps to borrow.

Use cloth diapers

Using cloth diapers which can be rewashed and reused instead of disposable diapers can save a lot of money.

Make other plans for babysitting

Instead of paying for a sitter, you can try trading babysitting times with other parents close to you.

Create your wipes

The cos of baby wipes can quickly add up. To save cost, you can create your own. The best part is that it takes only a few minutes.

Purchase items that can be converted

Numerous baby items can be used for other purposes as your baby grows, ranging from car seats to beds. Although the initial cost may be expensive, it would save you money in the long run as you won't have to spend money on a replacement.

Do not buy Brand new clothes

Babies grow up quite fast, so instead of buying brand new clothes in the first two years, you can buy used clothes for cheaper.

Let your friend be your photographer 

Instead of hiring a professional photographer, you can learn how to set up lighting and take a professional looking photograph yourself after practicing for a while. You can also ask friends for assistance in taking your baby pictures.

Request for freebies

There are a lot of companies that love handing out free stuff to parents. Just search online and make your request. You can also ask your pediatrician.

Breastfeed if possible

Formula is not cheap, and even though there are a lot of programs that help with the cost, breastfeeding is the most budget friendly method and can save you a lot of money in the long run.

Simplify your baby products

Babies have sensitive skin, but you don't have to clear out your savings to purchase expensive skin products for your baby. There are a lot of natural products that can be used, such as unscented lotions, coconut oil, Aloe Vera, and a host of others which are affordable.

Make your baby food yourself

Instead of buying expensive baby food, you can save money by making your own baby food by yourself at a budget friendly rate.

Borrow items that you won’t require for long

If there is something you won’t be using for a long time, you can ask people that you know if they are willing to lend it to you, instead of spending money on it yourself.



Raising a baby does not have to be too expensive. Financial planning for a baby can be carried out with ease, and with a bit of creative thinking, you can save a lot of money in the long run.

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Welcome to Raising on a Budget!

Hello and welcome to Raising on a Budget.
I started this blog because I'm expecting a baby in a couple of months - my first! 😊
As we all know, raising a child can be very expensive and, due to my experience and affinity for living on a budget, I've decided to make this blog to share some of my best tips and tricks.

In this blog you will find some awesome deals an techniques for raising children on a budget. After months of research on this topic I can assure you that if you stay tuned you will spend less money on raising your newborn (from baby equipment, to food, toys and learning games) and save more.


I invite you to join me on my journey - together we can raise happy, healthy kids on a smart budget.